No Doc Commercial Loans

FIXED-RATE SBA-504b CRE Loan Program

  • Multi-Use; Semi-Generic; & Special-Use Properties (12 Types – See Rate Sheet/Website)
  • Blended Rates Starting at 6.96%
  • Owner-Occupied Purchase/Refi up to 90% LTV
  • 1.50% Bank-Paid Broker Fees on 1st Lien Mortgage
  • $500,000 Minimum Loan to $13.75MM N.O.O. Maximum

FIXED-RATE Non-SBA CRE Loan Program

  • Multi-Use Properties Only (Office/Light Industrial/Retail/Flex-Space) – Own.Occ. or Investor.
  • Rates Starting at 9.80% to 10.30% 1st Mortgages Only ALL 50 States – 30 Year Term./Amort.
  • 1.0% Bank-Paid Broker Fees on 1st Lien Mortgage – 3 Year Interest-Only Option Available (w/ SBA)
  • LTV for Own. Occ. to 70% (Purch./Rate-Term); 60% Cash-Out and Non-Owner-Occupied.
  • $500,000 Minimum to $7.5MM Maximum 1st Mortgage Loan Amount.

FLOATING Rate SBA-7a Loan Products

  • Profitable Hotels/Motels (NO Construction) Purchase/Refi. to 85% LTV Own.Occ.
  • Branded Gas Stations/C-Stores Purchase/Refi. (NO Const.) to 85% LTV Own.Occ.
  • Profitable R.V. Parks; Assisted Living (NO Const.) Purchase/Refi. to 75% LTV Own.Oper.
  • $750,000 Minimum Loan to $5,000,000 Maximum Loan Amount

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